How It Works
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AI-Powered Financial Transparency

Know Where
Every Dollar
Goes.

The first financial assistant that lives in your iMessage. Ask anything about your money — get honest answers straight from the source, not through a middleman.

wm
watchmy.money
Today 2:14 PM
Who spent money this week?
This week: $12,847 across 3 accounts.

Amex ****4421 had $8,200 — largest was $4,100 at Gucci on Tuesday.

Checking ****7732 had the usual recurring bills.

One flag: new $2,500 charge to an LLC I haven't seen before.
What LLC? I didn't authorize that
$2,500 to "Apex Consulting Group LLC" — charged to Chase Checking ****4421 on Monday at 3:47 AM.

This entity hasn't appeared in your history before. Want me to flag it?
Yes. Flag it.
Delivered
Done. Flagged for review. I'll alert you if anything else comes from Apex Consulting Group.
How It Works

Four steps to total clarity

Step 01

Connect Your Accounts

Link banks, cards & investments via Plaid in 60 seconds. Read-only — we never move your money.

Step 02

Text Any Question

Open iMessage and ask anything — "How much at restaurants this month?" No app needed.

Step 03

Get Instant Clarity

AI analyzes your real financial data and responds in plain English within seconds.

Step 04

Stay Protected

Anomalies and suspicious charges are flagged automatically. Your money, your oversight.

Security

Built for people who can't afford a breach

256-bit Encryption

All data is encrypted in transit and at rest using bank-grade AES-256 encryption. Your financial information never touches an unencrypted surface.

Read-Only Access

We can never move, transfer, or touch your money. Plaid grants view-only permissions. Your accounts stay exactly as they are.

Independently Audited

Our security infrastructure is reviewed annually by third-party auditors. We hold ourselves to the same standard as the institutions we connect to.